Studying in Germany is an exciting opportunity, but as an international student, you must prove financial stability to support your stay. A blocked account (“Sperrkonto” in German) is one of the most common ways to fulfill this requirement. But what exactly is a blocked account, and why is it necessary? This guide explains everything you need to know.

1. What is a Blocked Account?

A blocked account is a special type of bank account where international students deposit a predetermined amount of money to demonstrate they can cover their living expenses in Germany. The funds in this account are “blocked,” meaning you can only withdraw a fixed amount each month once you arrive in Germany.

Key Features:

• Mandatory Amount: As of 2025, you need a minimum of €11,208 annually (or €934 per month).

• Monthly Withdrawal Limit: Students can withdraw up to €934 per month.

• Recognized by German Authorities: A blocked account is accepted as proof of financial resources for your visa application.

👉 Set up your blocked account hassle-free with Expatrio.

2. Why Do You Need a Blocked Account?

1. Visa Requirement:

• A blocked account is essential for obtaining your German student visa. It assures the authorities that you have sufficient funds to live in Germany without relying on external income.

2. Living Expenses:

• The account ensures you can cover basic living costs, including accommodation, food, transportation, and health insurance.

👉 Pro Tip: Combine your blocked account setup with Nikshala’s tools for a seamless visa application process. Explore Visa Templates.

3. How to Open a Blocked Account

Step-by-Step Process:

1. Choose a Provider:

• Select a trusted provider like Expatrio, Fintiba, or Deutsche Bank.

• Nikshala recommends Expatrio for its user-friendly interface and fast processing.

2. Register Online:

• Complete the online application form with your personal and passport details.

3. Deposit the Required Amount:

• Transfer the minimum amount (€11,208) to your blocked account.

4. Receive Confirmation:

• Once the funds are received, you’ll get a confirmation document, which is required for your visa application.

5. Activate Your Account Upon Arrival:

• Visit a local bank in Germany to activate the account and start withdrawing funds.

4. Benefits of a Blocked Account

1. Simplified Visa Process:

• German consulates prioritize applications with valid financial proof like a blocked account.

2. Financial Discipline:

• Monthly withdrawal limits help you manage your expenses effectively.

3. Peace of Mind:

• Knowing you have secured funds makes your transition to Germany smoother.

5. Alternative Financial Proofs

If a blocked account is not an option, consider these alternatives:

• Scholarship Proof: Provide documentation of a scholarship covering your expenses.

• Sponsor Letter: A German resident can act as your financial guarantor.

• Parental Income Proof: Submit certified bank statements and income certificates from your parents.

👉 Quick Tip: Ensure your chosen financial proof meets the German visa requirements. Learn More.

6. Common Questions About Blocked Accounts

1. Can I withdraw more than €934 per month?

No, the monthly limit ensures funds last throughout the year. Exemptions are rarely granted.

2. What happens to unused funds?

Any remaining balance stays in your account and can be accessed after the blocked period ends.

3. Can I use a blocked account for part-time jobs?

Yes, but it’s separate from the income earned through part-time work.

7. Nikshala’s Role in Your Journey

How We Help:

• Guide you through the blocked account setup process.

• Provide resources for other financial and visa requirements.

• Offer mentorship programs to ease your transition to Germany.

👉 Start Your Blocked Account Application: Set Up Now.

Conclusion

A blocked account is a crucial step in your journey to study in Germany. By ensuring financial stability, it not only meets visa requirements but also prepares you for a smooth transition into student life. Let Nikshala and our trusted partners like Expatrio help you every step of the way.

Plan Your Future with Nikshala today!