Blocked accounts, or Sperrkonto, are a key requirement for international students planning to study in Germany. These accounts serve as proof of financial resources for visa applications and ensure you have the means to cover living expenses during your stay. Here are the most frequently asked questions about blocked accounts, answered in detail to guide you through the process.

1. What is a Blocked Account?

A blocked account is a special type of bank account where a specific amount of money is deposited to demonstrate financial stability for studying in Germany.

Key Features:

• Required Deposit: €11,208 (as of 2025).

• Monthly Withdrawal Limit: €934.

👉 Set Up Your Blocked Account: Start Here

2. Why Do I Need a Blocked Account?

A blocked account is a mandatory requirement for:

• Visa Applications: Proof of financial stability is essential for obtaining a student visa.

• Residence Permits: Local authorities often request financial proof during registration.

• Living Expenses: It ensures you can cover costs like rent, food, and transportation.

3. How Do I Open a Blocked Account?

Steps to Open a Blocked Account:

1. Choose a Provider: Trusted options include Expatrio, Fintiba, and Deutsche Bank.

2. Complete the Application Form: Provide personal details, passport information, and intended course details.

3. Deposit Funds: Transfer the required amount to your blocked account.

4. Receive Confirmation Letter: Use this for your visa application.

👉 Open Your Account with Expatrio: Get Started

4. What Happens if My Blocked Account is Incomplete?

If your blocked account is incomplete:

• Visa Delays: Your visa application will be put on hold.

• Additional Costs: Corrections or expedited processing may incur fees.

👉 Learn How to Resolve Issues: Read More

5. Can I Withdraw All My Money at Once?

No, blocked accounts restrict monthly withdrawals to ensure you have consistent financial resources throughout your stay. The current monthly limit is €934.

6. What Are the Fees Associated with Blocked Accounts?

Common Fees Include:

• Setup Fee: Ranges from €50-€150 depending on the provider.

• Monthly Maintenance Fee: Usually around €5-€10.

• International Transfer Fees: Vary by bank.

7. Can I Use a Blocked Account for Other Expenses?

Yes, the monthly withdrawal limit can be used for:

• Rent and Utilities.

• Groceries and Transportation.

• Health Insurance Premiums.

8. What Happens After My Studies?

After completing your studies, you can:

• Close the account and withdraw remaining funds.

• Transfer funds to a regular bank account in Germany or your home country.

👉 Need Assistance with Banking? Explore Financial Solutions

9. Can I Change My Blocked Account Provider?

Yes, but it involves:

• Closing your current account.

• Opening a new blocked account.

• Transferring funds, which may incur additional fees.

10. How Does Nikshala Support Students with Blocked Accounts?

Nikshala collaborates with trusted providers like Expatrio to offer personalized assistance for setting up and managing blocked accounts.

Our Services Include:

• Step-by-step guidance on account setup.

• Support for resolving incomplete accounts.

• Assistance with integrating blocked accounts and health insurance.

👉 Get Expert Help Today: Learn More

Conclusion

Blocked accounts are a vital part of your study abroad journey to Germany. By understanding the process, common challenges, and available resources, you can ensure a seamless experience. Let Nikshala and Expatrio guide you through every step, making your transition to Germany stress-free.

👉 Set Up Your Blocked Account Now: Start Here