Transferring money to your blocked account is a crucial step in meeting the financial requirements for studying in Germany. Ensuring that the transfer is secure, accurate, and efficient is essential to avoid delays or issues with your visa application. Here’s a step-by-step guide to help you transfer money to your blocked account safely.

1. Understand the Required Amount

Before initiating the transfer, verify the amount required by your blocked account provider. As of 2025, the minimum deposit for a blocked account is €11,208, with a monthly withdrawal limit of €934.

Additional Considerations:

• Transaction Fees: Account for international transfer fees.

• Currency Conversion: Check the current exchange rates to ensure you transfer the correct amount in euros.

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2. Choose a Reliable Bank or Transfer Service

Popular Options:

• Wise (formerly TransferWise): Known for low fees and competitive exchange rates.

• SWIFT Transfers via Your Bank: Suitable for secure international transfers.

• CurrencyFair or Payoneer: Alternatives for cost-effective money transfers.

Why Expatrio Simplifies Transfers:

• Provides clear instructions for international transfers.

• Offers support for troubleshooting transfer issues.

👉 Explore Expatrio’s Blocked Account Services: Learn More

3. Verify Transfer Details

Double-check all information to avoid delays or failed transfers:

• Recipient Name: Must match your blocked account registration details.

• IBAN and BIC/SWIFT Code: Provided by your blocked account provider.

• Reference Number: Include any specific reference codes required.

Tips:

• Use online tools to validate IBAN and SWIFT codes.

• Ensure your bank or transfer service supports euro transactions.

4. Complete the Transfer

Follow these steps to initiate the transfer:

1. Log into your online banking or transfer service account.

2. Enter the recipient’s details exactly as provided by your blocked account provider.

3. Specify the transfer amount in euros.

4. Confirm the transaction and keep a copy of the receipt.

5. Notify Your Blocked Account Provider

After completing the transfer:

• Inform your provider about the transaction.

• Share a copy of the transfer receipt if required.

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6. Monitor the Transfer Status

How to Track Your Transfer:

• Use your bank or transfer service’s tracking tools.

• Contact your provider if the transfer hasn’t been processed within the expected timeframe (usually 3-5 business days).

7. Avoid Common Mistakes

Mistakes to Watch Out For:

• Entering incorrect account details.

• Underestimating fees, leading to an incomplete transfer.

• Delaying the transfer close to your visa appointment.

Solutions:

• Start the process early.

• Double-check all details before confirming the transaction.

8. How Nikshala Supports Your Transfer Process

Nikshala partners with trusted providers like Expatrio to ensure a seamless transfer experience.

Our Services Include:

• Step-by-step guidance on transferring funds.

• Support with troubleshooting transfer issues.

• Assistance with preparing for blocked account activation.

👉 Get Expert Help from Nikshala: Learn More

Conclusion

Transferring money to your blocked account doesn’t have to be stressful. By following these steps and choosing reliable services, you can ensure a safe and efficient process. With support from Nikshala and trusted providers like Expatrio, you’ll be well-prepared for your study abroad journey in Germany.

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